Are you having a tough time right now?

Struggling to make your payments?

Behind on your mortgage?

Heading for foreclosure?

Need Help and good honest advice?

Look No Further!

We are here to help you!

Pick up the phone and call!

             888 845 6260

You will need to prepare

1) A formal request for a modification letter to your lender

2) An income and expense analysis of your personal finances

3) A hardship letter stating why you need a modification to your existing loan.

4) You also need to prepare a proposal letter to your lender stating what you could live

 with realistically if they did agree to a loan modification.

Note!

A lender will not do a modification if you have no income at all or if you do not have

 enough income to sustain a loan payment that you are proposing in your proposal.

A good rule of thumb is to create a proposal that would allow a loan payment including

taxes, insurance, principal and interest that would not exceed about 40/42% of your gross

 income. If that amount is within their guidelines for a modification reduction on your loan

 you may well succeed.

You can do this yourself and save a whole lot of money if you approach the process with

 a well prepared package.

GOOD LUCK!